The primary objective of our KYC Policy is to prevent identity theft, financial fraud, money laundering, and the financing of unlawful activities. We ensure accurate verification of each customer before offering any loan product.
We collect and verify essential identity and address documents from every loan applicant. Verification may be done through online validation, in-person checks, or government-approved digital platforms.
We conduct KYC verification through digital e-KYC API checks, document uploads, physical verification when required, and third-party verification tools to ensure authenticity.
The company performs continuous monitoring of customer transactions and loan activities to detect suspicious behavior or inconsistencies with declared financial information.
Customers are categorized as Low, Medium, or High risk based on income profile, financial history, occupation, and transaction behavior as required by regulatory standards.
All documents collected during KYC verification are stored securely. We follow strict protocols to protect customer information from unauthorized access or misuse.
We maintain KYC records for the duration prescribed by law and ensure that all customer information is updated periodically as per compliance requirements.
This KYC Policy is aligned with the guidelines issued by the Reserve Bank of India (RBI) and other governing authorities to ensure lawful, transparent, and ethical lending practices.
Providing secure, transparent, & technology driven financial solutions for individuals and businesses.